F&M has 19 offices and over 33 ATMs located in Fulton, Williams, Henry, Defiance, Lucas, and Wood counties in Ohio, as well as DeKalb and Steuben Counties in Indiana.

The Henry County Bank is a local independent full-service bank serving Napoleon & the surrounding area since 1936. We have seven convenient locations to better serve the Henry county community.

First Federal Bank is a full-service community bank with 43 branches and numerous ATM locations throughout northwest and central Ohio, southeast Michigan and northeast Indiana.